Swift Codes (also called Swift-BIC, Swift Number, Swift ID, BIC Code) is a standard format of Business Identifier Codes (BIC). It is used in international money transfers. You can find the Swift Code or BIC Code for any Bank like KBC BANK NV in any city like ANTWERPEN using the swift code locator tool below. These codes are maintained and issued by Society for Worldwide International Financial Telecommunication (SWIFT) to major banks and financial institutions across the world which enable these banks to wire transfer money using a unique identification code (SWIFT) without the need to specify a branch number or address.
|Bank:||KBC BANK NV|
|Full Swift Code:||KREDBEBB022|
|BIC Code & Branch Code:||KREDBEBB 022|
|Branch:||(TRADE FIN. ANTWERP)|
International Money Transfer:
If you want to make an International wire transfer, the sender's bank will ask the Swift BIC Code of the recipient bank along with the account holder's name and account number to initiate the transfer. The first 8 character of the swift code indicates the bank in a particular region e.g. KREDBEBB is the bank code for KBC BANK NV in BELGIUM while the last 3 characters indicate the code for a particular branch in this region (here 022 is the code for the branch (TRADE FIN. ANTWERP)). XXX indicates the main branch for the bank and is the default case if the last 3 characters are not provided. In most cases, the first 8 characters (here KREDBEBB) is sufficient for initiating International Wire Transfers as the main branch can internally transfer to other branch where the bank account of the recipient is present.
About Swift Code
SWIFT Code stands for Society for Worldwide Interbank Financial Telecommunication code. A SWIFT code is also called BIC Code - Bank Identification Code which is used to identify banks uniquely throughout the world. The SWIFT code is an 8 or 11 alphanumeric characters code that uniquely identifies financial institution. If a SWIFT code is eleven characters, this means that the bank has added a three-digit code to denote a specific branch of a bank.
First 4 characters - Bank Code - Identifies financial institution uniquely (only letters)
Next 2 characters - Country Code (only letters)
Next 2 characters - Location Code (Letters and Digits)
Optional Last 3 characters - Branch Code of a bank ('XXX' for main office) (Letters and Digits)
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