|Bank / Institution||City||Branch||Swift Code|
|PACIFIC COAST BANKERS' BANK||San Francisco,ca, United States||-||PCBBUS66XXX|
Swift Codes (also called Swift-BIC, Swift Number, Swift ID, BIC Code) is a standard format of Business Identifier Codes (BIC) and is usually of 8 or 11 characters in length. These codes are maintained and issued by Society for Worldwide International Financial Telecommunication (SWIFT) to major banks and financial institutions across the world which enable these banks to wire transfer money using a unique identification code (SWIFT) without the need to specify a branch number or address of the recipient bank.
These codes are used for transferring the funds between banks and especially used for International wire transfers and are also used for exchanging other messages between banks in a secure manner. In the above table, you can find all the branches of PACIFIC COAST BANKERS' BANK in United States along with their Swift BIC Codes which can be used for making international wire transfers.
International Money Transfer:
If you want to make an International wire transfer, the sender's bank will ask the Swift BIC Code of the recipient bank along with the account holder's name and account number to initiate the transfer. The first 8 character of the swift code indicates the bank in a particular region e.g. PCBBUS66 is the bank code for PACIFIC COAST BANKERS' BANK in United States while the last 3 characters indicate the code for the various branches in that region. XXX indicate the main branch for the bank. In most cases, the first 8 characters (here PCBBUS66) is sufficient for initiating International Wire Transfers as the main branch can internally transfer to the exact branch where the bank account of the recipient is present.
Avoid Hefty Fees:International wire transfer generally involves a fees both at sending and receiving end. In case of currency conversion, there may be hidden charges because banks would generally give poor conversion rate - these hidden charges can be as high as 3% of the transfer amount. We recommend using service like transferwise for best conversion rates and lower wire transfer fees.